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   the impact of behavioral factors on propensity toward indebtedness case study: indebted‏‏‏ customers of maskan bank, tehran province (geographic regions: east)  
   
نویسنده azimi doosti bahar ,karampour abdolhosein
منبع journal of advances in computer engineering and technology - 2017 - دوره : 3 - شماره : 3 - صفحه:145 -152
چکیده    this paper aims to study the impact of behavioral factors on propensity toward indebtedness. measurement instrument in this study which was administered to the sample was a questionnaire comprising 41 questions. results show that financial literacy, risk behavior, money value and materialism have positive impact on propensity toward indebtedness. risk perception has a negative impact on propensity toward indebtedness. the relationship between negative emotions caused by indebtedness has negative impact on risk perception but positive impact on risk behavioral. money values have positive impact on materialism and finally, indebtedness shows negative impact on emotions. the tests reveal a significant difference in the level of debt according to demographic factors.
کلیدواژه financial behavior ,financial literacy ,propensity to indebtedness ,risk behavior ,materialism
آدرس islamic azad university, south tehran branch, iran, islamic azad university, south tehran branch, faculty of humanities, department of management, iran. malek ashtar university, iran
پست الکترونیکی a_karampour2004@yahoo.com
 
 

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