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   Innovate and Modern Modeling in Micro-Finance Structure in Compatible With Islamic Shariah Rules  
   
نویسنده Hassanzadeh Ali
منبع Journal Of Money And Economy - 2009 - دوره : 5 - شماره : 3 - صفحه:1 -17
چکیده   

micro financing is providingfinancial services and resources for low-income people to improve theirfinancial situation. in many less developed countries, providing these servicesfor low-income classes was next to impossible due to high interest rates andheavy collaterals and guarantees that banks and other credit institutionsdemand. micro financing was used since 1960s as a fundamental approach toeliminate these barriers and could relatively provide credit and financialservices to lower income and poorer populations. however, large groups ofmuslim population, who prefer islamic based financing for themselves and theirfamilies, do not have access to such financing. considering this issue and thelimitations in islamic societies face in using financial services, this papertries to propose a model of islamic shariah-based model of islamic microfinancing, suitable with the financial and credit needs of lower income muslimsocieties.

jel: g21; 138.

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